Payday Loans Windsor is an online information and referral service. We do not lend, we have no staffed office in Windsor, and nothing here is advice for your situation.
Information, not advice
The pages explain how payday loans and installment loans work under Ontario and federal law and what they cost at the legal caps, and that is all they do. They do not know your income, your debts or your rent, so they cannot tell you whether to borrow or how much. A non-profit credit counsellor in Windsor can look at the whole picture with you at no cost.
Where the figures come from
Every dollar figure on this site is either the Ontario cap or a worked example at that cap: $14 per $100, a $1500 maximum, a 62 day maximum term, and 35% APR as the federal ceiling on installment lending. A lender's offer may sit below the cap, and its disclosure box is the figure you are signing.
The lender sets approval and terms
Approval, the amount, the due date and every other term of a loan are decided by the licensed lender, not by this site, and no lender in Canada can promise approval in advance. Read the agreement before you sign, and check that it shows the lender's name, the fee in dollars and the cancellation right.
No promise of accuracy or availability
We work to keep every page current, but laws and products change and a page can lag. We make no promise that the site, the platform or a lender will be available when you need them, or that a figure here still matches a lender's current disclosure. The terms of use set out the limits on liability, and the about page explains who runs the site.
Loan options in Windsor
One page per product: who qualifies, how fast it funds and what to check before you sign.
