Payday Loans Windsor works with licensed Ontario lenders across 5 loan types. Each has its own page below with who it suits, how the lender sizes it and how quickly it funds by e-transfer. Pick the one that matches the bill in front of you.
Installment Loans Windsor
Spread a bigger repair or a furnace across fixed monthly payments instead of one painful cheque.
Installment loans Windsor lenders offer online run from $500 to $10000, repaid in fixed monthly payments over 3 to 60 months at 18% to 35% APR. They are the product for a bill one paycheque cannot cover: a transmission, a furnace, a dental bill, or two payday loans that keep coming back. This page prices them in real dollars.
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Bad Credit Loans Windsor
Plant deposits and a chequing account carry more weight than an old collection or a proposal.
Bad credit loans Windsor lenders approve are decided on the pay that lands in your chequing account, not on a score under 600 or an old collection. All credit is considered. A payday loan of $100 to $1500 costs $14 per $100 whatever your score; an installment loan of $500 to $10000 runs 18% to 35% APR.
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E-Transfer Loans Windsor
Apply between shifts, sign on your phone and skip the drive down Tecumseh Road.
E-transfer loans Windsor lenders fund land in your chequing account by Interac e-transfer, usually within an hour or two of signing during business hours, for $100 to $1500 on a payday loan or $500 to $10000 on an installment loan. You can apply at 2 a.m.; the money moves when the lender's staff are working. Here is the real timing.
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Personal Loans Windsor
Unsecured money for a used car, a move or a dental bill when the bank says no.
Personal loans Windsor residents get from online lenders are unsecured, run from $500 to $10000 over 3 to 60 months, and cost 18% to 35% APR for borrowers a bank or credit union has turned down. Approval rests on employment income and a chequing account, not on a score. Term choice, monthly payments and the bank comparison are below.
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Cash Advance Windsor
A short advance timed to your pay run, weekly at the shop or biweekly at the plant.
A cash advance Windsor workers search for is, under Ontario law, a payday loan: $100 to $1500 borrowed against your next paycheque at a flat $14 per $100 and repaid in one debit on your pay date. A credit card cash advance is a separate product with its own interest and fee, covered below.
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Choosing between them
A payday loan bridges one cheque to the next and is sized to a share of that cheque. An installment or personal loan spreads a larger cost over months. A bad credit page explains what a lender reads instead of a score. If you are unsure, the how it works page walks through the application, and the FAQ answers the questions that come up most.
